When does the story run?
Step 0 · timeline
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When does the story run?
Ages anchor everything: income starts and stops, expenses rise and fall, and the plan must cover the whole span.
Yourself
Today's age and the planned retirement age anchor every timeline in the plan.
age 40
age 65
age 95
The horizon the plan must cover. Longevity modeling refines this later.
Household
A spouse is optional. The plan stays pooled: one household, one timeline.
25 years to retirement · 30 years of retirement to fund
Timeline runs age 40 to 95
Timeline set. Next: what you hold today, asset by asset.
Record today's money →