What do you hold today?
Step 1 · net worth
2 of 5
What do you hold today?
Assets in broad classes, debts against them. Approximate figures are sufficient; every value remains adjustable.
Spendable assets
Money the plan can draw on. Approximate figures are sufficient.
Cash:
Investments (taxable):
Retirement accounts:
Spendable total: $250,000
Other assets
Counted in net worth, not drawn on — except through a planned business sale below.
Primary real estate:
Private business interests:
Other assets:
Debts
Mortgages amortize inside the simulation: the payment sits in expenses until payoff, then expenses step down.
Mortgage balance:
Other liens:
Assets $250,000 − Debts $0
Net worth $250,000
Spendable pool $250,000
Money recorded. Next: salaries, benefits, and other income across the timeline.
Plot lifetime income →